For all the last minute shoppers...yes you there reading this.  Here is a list of all the places that cater to the ultimate procrastinator, the last minute Christmas Shopper.

The team of Urbanswirl wishes you, your family, friends and domestic partner a Happy, Healthy and Safe Thanksgiving.

Well, the Election is over and Obama won his second term. Of all my online debates/arguments I've had about Obama vs Romney, none other was so tragically enigmatic than an argument via Facebook with an old gay 'friend' named Ray who turned out to be a Gay Republican. Beyond belief was his point of view describing why Obama is WORSE than Romney applying ALL Fox News talking points.
Here is a snippet of the finale when his head exploded into one belligerent tirade.

"Before you accuse, criticize, and abuse- walk a mile in my shoes". A new book released this month is about a young straight evangelical Christian fundamentalist pretending to be gay for one year - experiencing firsthand and capturing the "Coming Out" reactions, the bigotry, the community and the struggles. He immersed himself into a life where he was religiously taught to shun and hate.

Tune in this October month for the 2012 Presidential Debates. This is the ultimate smackdown between incumbent President Barack Obama and former Massachusetts governor Mitt Romney! Dont't miss it because your future depends on it!

Cheap versus Frugal. Part 2. <this is my rant > 
I have a 60+ year old sister (now an ex-family member) who is UNBELIEVABLY CHEAP!
If she is reading this, I want to say to her face, "you are a TIGHTWAD C*NT!" 
Friends, family and mutual cohorts have shared with me their experiences with my cheap, selfish, greedy sister. Even as a millionaire, she will not show true generosity but have absolutely no problem taking, accepting and even imposing generosity from others. She is a hopeless case! 

What is it? Its a kitchen cutting board. CORRECTION, its 1/2 of a USED cutting board and it was my 1999 housewarming gift from my sister. But wait, there is a novelty to this priceless gift. I was given this half and she owns the other half, 2 halves makes a whole - giving this gift "value" in her eyes. Now how do you define my sister? Is she cheap or is she frugal?

Danger! Unscrupulous GREED heading your way. Your financial adviser (aka. stockbroker) contacts you often and persuades you to buy-sell, buy-sell in your stock portfolio or retirement account; this form of repetitive and excessive trading activity is called Churning and is a direct violation of Federal and State Securities. The ultimate goal of churning is to generate commissions which goes directly into the pocket of your financial adviser/broker because in churning, the only winner here is your financial adviser.